He is a dynamic individual who brings over twenty years of rich experience to the table from the Banking and Finance sectors. He has a strong background and expertise in steering business and risk management, product development and organization building. Revenue generation and profitability for startups is his strength. He is a Senior banking professional who has worked with leading banks and finance companies. He has been part of the start-up teams for HDFC Bank, Reliance Capital and Yes Bank. Prior to joining Hinduja Housing Finance, he was the Group Executive Vice President – Retail Assets, Yes Bank. He is a qualified Electrical Engineer with Masters in Management & regular speaker in various panels in the housing finance space.